Whether you’re looking to build wealth, prepare for retirement, or manage your money better, a reliable financial planner by your side can make all the difference.
You want someone who understands your needs and goals, listens and addresses your concerns, and most importantly, has only your best interests at heart.
Our financial planning services help you take charge, stay on track, and reach your goals with confidence.
It all starts with understanding you. With decades-long experience and expertise, we closely work with you to define clear, actionable goals with a roadmap. From cash flow to investment to tax to retirement, nothing’s left behind.
Your golden years should be just that – golden. We’ll help you determine how much you need to retire comfortably and look for safe investments with high returns so you get to enjoy steady income with minimized risks.
You’ll never be wealthy until your money works for you. We’ll come up with a personalized plan and diversify your portfolio across different assets. Not only that, you’ll also learn how to make the most of the different vehicles available.
Our tax consultants are obsessed over smart tax planning that involves minimizing tax liability while staying fully compliant and maximizing savings while keeping more of earnings. With Kingsley Capital, you’re set to save lots of money in the long run.
You don’t need to be wealthy to require an estate plan. Our planners will use trusts, wills, power of attorney, and beneficiary designations to safeguard your assets and prevent legal disputes in the future.
Whether it’s market volatility, health issues, or unexpected expenses, our risk management specialists identify potential risks before they become issues and develop strategies to mitigate them.
Our Trust advisors dedicate themselves to the creation and management of financial trusts to…
Our Tax Stategy advisors encompass a set of deliberate plans and actions aimed at…
“Whole Life Insurance” is a type of life insurance policy that provides coverage for…
“Business Funding” refers to the financial resources acquired by businesses to start, operate, or…
A “Passive Income Strategy” refers to a deliberate plan or approach aimed at generating…
This is an important decision because your financial success is at stake here. Here’s what you should keep in mind:
Fee-only advisors are compensated solely by clients through hourly rates, flat fees, or a percentage of assets under management (AUM). This is because fee-based advisors may have conflicts of interest since they also earn commissions on financial products they recommend.
The 1% fee may seem minimal but statistically can erode 39% of your wealth over 50 years. Remember, active management rarely outperforms the market consistently after fees.
Robo-advisors use algorithms to manage low-cost, personalized investment portfolios. They are regulated by the SEC and act in your best interest.
When looking for financial planning services, you’ll find them ideal for handling multiple financial goals with tailored sub-portfolios, such as aggressive growth vs. retirement income. They’re also a cost-effective option for managing investments using low-cost ETFs.
There are mainly five types of financial consultants that you should be familiar with:
Their main responsibility is automated investment portfolio management with features like tax-loss harvesting and portfolio rebalancing. They’re low cost, easy to use, and require little money to start investing. But their lack of personal motivation to stick to the plan is a concern for many.
CFPs provide broad financial guidance across topics like budgeting, retirement planning, and investing. They’re highly qualified with comprehensive knowledge and have fiduciary duty to act in your best interest. However, they may not specialize in all areas and may require significant funds to begin.
They specialize in holistic management of finances for high-net-worth individuals, including investment, tax, and estate planning. Their expertise in wealth building and preservation is usually paired with a long-term focus but there are high fees to bear for their services.
Portfolio managers are involved in managing investments, selecting securities, and optimizing tax strategies within your portfolio. Their Investment expertise and market insight are what you need to grow your net worth.
They provide product-focused advice that revolves around specific financial products like insurance or mutual funds. They boast deep industry knowledge and access to a company’s offerings but they may prioritize sales over client needs and ask for high commissions.
You should always do your due diligence before you choose a financial advisor company. Here’s a list of the most important questions to ask:
We recommend that you have some idea about what a financial planner may ask you so they understand your needs, goals, and concerns better.
